Banking and Financial Services


Whether you’re a regional or a large, multi-state bank, mortgage or finance company, you deserve representation that is thorough, efficient and knows your industry inside and out.

Crain Caton & James’ experienced Houston banking and financial services attorneys represent providers of consumer and commercial financial services in all aspects of lending, forms, procedures, collection, lender liability, workout, foreclosure, bankruptcy and compliance with Texas and federal laws and regulations. We provide counsel on, and routinely prepare, consumer and commercial finance forms and review and draft procedures. Additionally, we defend usury and consumer class action lawsuits.

You can count on us to formulate, structure and document the full range of consumer and commercial loans and other financial products at a reasonable cost to you or your customer. Our attorneys are actively engaged with clients, trade groups, attorneys and regulators throughout Texas and the nation allowing us to anticipate issues and to craft creative proactive solutions. Our forms are constantly updated to provide efficient, cost-effective documents. The consumer loan documents and forms prepared by our attorneys are well respected by state and federal regulators.

Members of our banking and financial services group regularly author articles and books, teach for state and national trade associations (such as IBAT and TBA), present continuing legal education for Texas and national attorney organizations and provide training and materials for financial institutions, other law firms and regulators. The “go to” treatise on Texas and federal credit laws, Usury and Texas Credit Laws, is written by Rob Wisner.

Commercial Finance

Consumer Finance

Creditors Rights and Workouts